For those in Richmond that are struggling with debt, personal bankruptcy may offer them the opportunity to get back into a good position financially while avoiding having to go further in debt due to action being taken by their creditors. Those who wish to enjoy the protections that bankruptcy affords while still staying true to the promises made to repay creditors can do so through a Chapter 13 case. Bankruptcy court officials will also typically do whatever they can to help those working their way through their cases (provided that they follow the mandates and provisions they are given). Abuse the rules of the bankruptcy court, and one could find themselves facing much more than continued financial troubles.
That "more" (in the case of an Illinois man) could include up to 20 years in prison. That is what he is facing after pleading guilty to forging documents in his Chapter 13 bankruptcy case. The man reportedly forged the signature of the trustee in his bankruptcy case on documents that gave him permission to incur new debt. He had actually doctored the documents on his own, and included the trustee's name and forged signature. This allowed him to purchase a new car, which violates the stipulations imposed while one is dealing with a bankruptcy case.
Although there appears to have been unlawful intent on the part of the filer in this case, often violations of bankruptcy court guidelines may occur to simple ignorance on the part of those accused of violating them. It may be much easier to avoid accusations of wrongdoing if one has an experienced bankruptcy attorney advising them.