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June 2019 Archives

Tips for rebuilding credit after bankruptcy

Many residents of Virginia have found themselves struggling with their finances, and many people who have done so have ultimately found relief through filing for bankruptcy. At Ferriswinder, PLLC, we recognize that, while filing for bankruptcy can be a great way to find your way back to financial freedom, doing so can also hurt your credit, at least in the short-term.

What can bankruptcy’s automatic stay protect you against?

If you count yourself among the many residents of Virginia who are currently grappling with increasing debt, you may be spending your days avoiding answering your phone or otherwise dodging creditors. Having creditors continuously come after you in their attempts to collect on their debts can prove extremely stressful, but you may be able to put a stop to these excessive communications by initiating the bankruptcy process.

What are some differences between Chapter 7 and Chapter 13?

If you are experiencing substantial financial problems in Virginia and are considering bankruptcy as your only way out, you undoubtedly have a lot of questions. You particularly likely want to know how Chapter 7 and Chapter 13 are different from each other and which one is best for you.

How can you teach your children about money management?

If you are facing the unsettling reality that you are in serious debt and are considering bankruptcy, one of the first steps you should take is to identify which behaviors related to money management ultimately led you to this position. With a family to care for in Virginia, another concern of yours may be how to teach your children effective practices for managing their own money so you can help them avoid being in your position in their future. 

Minimizing the impact of credit card debt on your finances

Personal debt is something that nearly everyone in Virginia will experience at one point or another. Significant purchases such as a vehicle or home are especially popular reasons for your needing to seek a loan. At Ferriswinder PLLC Attorneys at Law, we have helped many families navigate the complexities of debt and bankruptcy. 

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FerrisWinder, PLLC
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Richmond, VA 23235

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