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July 2019 Archives

Why does gray bankruptcy happen?

If you are a Virginia senior citizen whose income consists mainly of Social Security, you know how difficult it is to stretch your money far enough to cover all of your monthly bills. In fact, you may be facing financial difficulties severe enough that you have begun to contemplate filing bankruptcy.

Will you lose your home if you file for bankruptcy?

As a resident of Virginia who is struggling to keep up with your bills, you may be looking for ways to make your finances more manageable, and you may be considering whether filing for bankruptcy might bring you some relief. If you are like many other people facing similar circumstances, though, you may have serious concerns about whether you could potentially lose your home, should you move forward with filing.

How to cut costs during divorce

While divorcing your Virginia spouse can take a serious emotional toll on you, it can also take a financial one, but the good news is, you have at least some level of control over how much your divorce ultimately costs you. At Ferriswinder, PLLC, we recognize that there are a number of steps you can take to substantially reduce the cost of your divorce, and we have helped many people pursue uncontested divorces and employ other strategies to save themselves money amid their splits.

Bankruptcy myths: It ruins your credit for life

One of the most common concerns that people express about bankruptcy is that they believe it is going to ruin their credit. They worry about buying a car, buying a house or getting a credit card. They think they will never have a financial future at all if they decide to file for bankruptcy now.

How much is a Virginia bankruptcy?

Bankruptcy costs vary throughout the country. In Virginia, the cost of your bankruptcy could depend on various factors, such as which attorney you select to handle your case, the complexity of your situation and the type of bankruptcy you need. Chapter 7 is usually cheaper, whereas Chapter 13 is often more expensive. Per Debt.org, average filings cost between $1,500 and $4,000.

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Richmond, VA 23235

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